Buy Now/Pay Later or LayAway Program


At Joshua's Jewelry Inc. you have the option to pay with our Lay-Away program or PayPal's Bill Me Later option.

To Use PayPal's Bill Me Later Option: Just complete the store checkout and Pay with PayPal and select Bill Me Later through PayPal.

Otherwise, you can use our Lay-Away program which allows you to pay 33% at the time of purchase, a second third in 3 weeks, and then you must pay the rest within 6 weeks. If the price goes up, we will honor the price that you paid for at the time of your purchase. The lay-away program is easy & simple way to save your favorite item and pay for it within 6 weeks. When your Lay-Away has been paid in full, then your item will ship...

We have over 3000 clients who use our Lay-Away program over the past 20 years. Rest assured your items are locked away until you are ready to receive your item(s).

PLEASE NOTE: In order to qualify for the LAYAWAY PLAN, your item(s) must be at least $500. Any item(s) less than $500 will not qualify for this program.


Place the item you want in the shopping cart by adding to cart. Then click checkout, next create an account with our website. After your account has been created, you must pay with a credit card as you would when purchasing any other item (DO NOT USE PayPal or GOOGLE CHECKOUT). Then complete checkout, once your have purchased the item just contact the Sales Department through the Contact Us, and send an email to, Make sure the subject States "LAYAWAY PLAN" once the email is sent. Your item will be placed in the program.

You will only be charged for one-third of the total price at the time of purchase. Your credit card will be charged automatically in the next three weeks, and once more at the end of the 6th week, then itís paid in full...

Please Note: Once your item is in Lay-Away, you will not be eligible to exchange or refund any payments made while your item was in Lay-Away. Also, if you credit card defaults within the term of the Lay-Away, meaning that your card is DECLINED, you need to inform us immediately so you do not lose the LayAway Plan or the item.

Contact us if you have any special concerns regarding our Lay-Away Program. We are here to help you...


Sales Dept.
Joshua's Jewelry Inc.